The Platinum Credit Card, is a prominent credit card offering from American Express of United States, one of the country’s largest and most reputable financial institutions. This credit card is designed to cater to a wide range of consumer needs and preferences, providing a diverse array of benefits, rewards, and features that make it an attractive choice for American cardholders.


Rewards and reductions:

  • When you are authorized for the Card and spend R10,000 within the first three months, you will earn 30,000 Membership Rewards points. When you are authorized for the Card and spend R10,000 within the first three months, you will earn 30,000 Membership Rewards points.
  • Take advantage of exclusive access to the Amex for Foodies dining program, which offers discounts of up to 20% at 30 upscale eateries.
  • Get free access to the premium4 features of Hole19 for a year. Utilize Hole19’s precise GPS distances to make sure your choices on the golf course are the right ones.
  • Use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showman, or Audible and receive 3 months of free streaming.
    Automatic Platinum status with Tsogo Sun, which entitles you to savings on dining, lodging, and movies.

Coverage and insurance:

  • Optional credit life insurance in case of your demise, disability, critical illness, or layoff.
  • Get up to R10 million worth of travel insurance.

Travel advantages:

  • With Priority Pass, unwind in more than 1,200 lounges in 400 cities around the world. Get unrestricted entry to any Bidvest Premier Lounge in your area.
  • Enjoy The Centurion Lounge, which is only available to holders of American Express Platinum Credit Card.
  • 650 cities across the world are covered by the American Express Global Lounge Collection, giving you access to more than 1,400 airport lounges. Fastrack VIP meet and greet services are available at a few airports across the world, giving you access to domestic and international upgrades to your airport experience.
  • Use your Amex Platinum card at airport lounges to receive a 20% discount on Fastrack VIP Airport meet and greet services.
  • When traveling in business class, Etihad Airlines offers a free upgrade to the acclaimed first-class cabin (with savings up to 15%), Emirates and Qatar Airways all provide discounts up to 10%, and Qatar Airways offers discounts up to 20%.
  • Enjoy the benefits of Platinum Rewards membership at Tsogo Sun Hotels, including 15% off dining, 50% off cinema tickets, and 10% back in Sunland’s that may be applied to future visits.
  • Get a 30% discount on your hotel stay at any aha Hotels and Lodges location in Southern Africa.
  • Access specialized concierge services, such as round-the-clock travel assistance.
  • Join the Avis President’s Club to receive discounts on rental cars all over the world.

Things to consider when applying:

  • You must be at least 18 years old.
  • You must be a resident of South Africa, possess a current passport and work permit, or both.
  • You must have a strong credit history and make at least R62,500 in monthly gross income before taxes.

You’ll need these documents

  • A working visa and a valid passport or South African identification.
  • Paystubs from the previous three months or recent, stamped bank statements.

Knowledge of your credit score:

The ability to borrow money when you need it most, whether for an unexpected event, critical vehicle financing, or to purchase that dream home, depends on maintaining a solid credit record. Access your credit score for no cost, forever.

Why is a credit score important? What is a credit score?

  • A good credit score provides lenders an idea of how you handle credit, albeit it does not guarantee you a loan.
  • You are performing well if your score is in the top range (730).
  • You might require some assistance managing your credit if your score falls in the lower range (closer to 519).
  • With the help of Nedbank’s free credit-scoring tool, you may raise your score and make it simpler to acquire the loan you need when you need it.

How to maintain a good credit score?

  • Every month, make timely payments on all your debts.
  • Don’t submit too many credit applications at once.
  • Try to use no more than 50% of the credit that is provided.
  • Check to see if a court has issued any judgments or administration orders against your name if you’ve ever struggled to manage your debt.

Your credit score-lowering factors:

  • Late payments on accounts.
  • There are too many credit applications.
  • Utilizing all of your credit.
  • Having administrative orders or judgments against your name

Apply now through these methods:

  • Use online banking to apply
  • Locate a branch

Conditions for American Express Credit Cards:

  • Unless the context herein shows a different intention:
  • “Act” refers to Public Law 34 of 2005 Concerning National Credit;
  • “Agreement” refers to the credit facility agreement reached between you and us following your acceptance of the quotation, which is governed by these terms and conditions as well as the terms and conditions stated in the quotation and the application for the card, which is received by Nedbank Card in Sandton;
  • 1.3 An automated teller machine is a “ATM”;
  • 1.4 “Available Card Facility” refers to a sum of the Total Card Facility that has been made instantly available to you and does not go above the Total Card Facility;
  • 1.5 “Business Day” refers to any day that is not a Saturday, Sunday, or recognized holiday;
  • 1.6 “Card” refers to the particular card we have issued, which may support contactless technology.

Nedbank new to you?


Before you apply, create your Nedbank ID via the Money app or online banking.
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